Clocks go back and insurance claims go up at Halloween

Homeowners insurance best without hope that things get lost in the night of Halloween ghosts nothing worse than grumpy.
With the closing nights, during Halloween and fireworks will be closed at night, for a higher level of insurance claims are before.
It is a good time to do home insurance contribution is up to date and accident damage.
The clocks go back one hour to 02:00 on Sunday 30 October, British Summer Time ends for another year.
The next night is Halloween, although many festivals and celebrations in the past weekend.
Insurance Companies House accounts thefts increase by 5 percent if the clocks back, so that thieves and vandals to hide the nights longer and longer shadows, and 5 November is the worst day for reporting damage to homes and cars.
The statistics also warn traffic accidents jump of 15 percent more by the darker nights and mornings.
Vandalism increased by 150 percent and damage to cars by 50 percent.
"We have always warned against the growing security risks in a dark night, Halloween visitors and of course fireworks festivals have in the garden behind the house, but in 2010 we have come all at once," said Rob Townend, property claims director of Aviva.
"Obviously, the additional hours of darkness thieves to slip more time and better coverage unnoticed in your house or garden shed.
"We also have Halloween, which often leads to a night of tricks, which is more harmful, and Bonfire Night, which made a lot of homeowners enjoy parties as agents unattended cars and houses are left empty."
The insurers are willing to sign more clients and often provide more opportunities in the lead up to the clocks changing.
Due to owners or drivers with insurance renewals, is a good time to get your bad side of shopping around for the cheapest insurance Show.